Best ways of using a Credit Card and not landing into a debt trap! #Debt #Credit

Time changes everything! There were times in the past when the needs of the consumers are limited and their purchasing power also was limited.  Now we have a completely different set of choices by consumers. The trend and fashion sense is changing much faster than ever. The bigger reason for this is the higher levelsContinue reading “Best ways of using a Credit Card and not landing into a debt trap! #Debt #Credit”

Why is India, 130 crores populated country afraid of Credit Cards, and Loans? A lesson on Financial Planning…

Financial discipline is a subject that nobody can claim to have mastered. Because there is no standard level set. Everyone has their idea of financial discipline depending on their planning. While it’s subjective, it’s also impossible, Maybe to the majority of people. There are multiple things that fall under the financial planning. Starting with theContinue reading “Why is India, 130 crores populated country afraid of Credit Cards, and Loans? A lesson on Financial Planning…”

Indian Banking – An unforced error which still needs correction!

For any economy to prosper and grow, the banking sector has to play a pivotal role. The Indian economy has seen many corrections but the biggest of them is coming in recent years in the form of Mergers and privatisation of Banks. To understand why this move has come, let’s go back in time toContinue reading “Indian Banking – An unforced error which still needs correction!”